Drone aerial image of downtown Houston, Texas captured at twilight. The photograph highlights the illuminated skyscrapers, highways, and cityscape under a dramatic evening sky. A vibrant view of one of the largest cities in the United States and a major economic hub.

TRUSTED ACROSS CANADA

Business Funding, Simplified

Get the capital you need to grow your business with fast approvals and flexible terms.

Serving small businesses across Canada

24hrs

Funding in < 24 hours

$5K-$1M

Funding range available

All Credit

We work with all credit scores

Simple

Transparent process

80%
Approval Rate
2,500+
Businesses Funded
$100M+
Funding Issued to Date
4.9
Average Rating
80%
Approval Rate
2,500+
Businesses Funded
$100M+
Funding Issued to Date
4.9
Average Rating
80%
Approval Rate
2,500+
Businesses Funded
$100M+
Funding Issued to Date
4.9
Average Rating

HOW IT WORKS

Get Funded in 3 Simple Steps

Our streamlined process gets you the capital you need quickly and efficiently

1

Apply in Minutes

Complete our simple online application with basic business information and recent bank statements. No lengthy paperwork or complicated forms.

  • Simple online form
  • Recent bank statements
  • No collateral required
2

Get a Funding Offer

Our team reviews your application and provides transparent funding offers based on your business's future receivables. No hidden fees or surprises.

  • 24-hour decisions
  • Transparent terms
  • Multiple offers available
3

Receive Your Funds

Once approved, funds are deposited directly into your business account in days. Repayments are automatically deducted as agreed upon.

  • Funding in 2-5 days
  • Flexible repayment terms
  • Tied to your revenue
Apply for Funding

No obligation • Get concrete numbers

Business funding consultation
A+
Trusted Rating
TRANSPARENT & RELIABLE

Your Business Success is Our Top Priority

We understand that securing funding can feel overwhelming. That's why we've built a process that's simple, transparent, and designed with your needs in mind. No hidden fees, no surprises, just honest support from application to funding.

No Hidden Fees or Surprises

Clear terms from day one, know exactly what you're getting before you commit.

Fast Decisions, Real People

Get answers in hours, not weeks. Work with dedicated advisors who actually care.

Built for Your Business, Not Banks

Flexible solutions that work with your cash flow, not against it.

Apply Now - It's Free

Secure application • No obligation • 2 min to complete

FUNDING OPTIONS

Flexible Funding Solutions for Your Business

Choose the funding option that best fits your business needs and cash flow

Bridge Funding

Quick access to capital based on your revenue

  • Approval in 24-48 hours
  • No fixed monthly payments
  • Credit score from 500+

Line of Capital

Flexible funding designed for businesses that need fast access to working capital without long-term commitments.

  • Revolving credit access
  • Only pay for what you use
  • Build business credit

Invoice Factoring

Invoice factoring converts your unpaid invoices into immediate working capital. You get an advance on what your clients owe you, and we collect the payment when the invoice matures.

  • Same-day funding available
  • Not a loan
  • Convert invoices to cash instantly

Term Loan

A lump-sum repaid over a fixed term with predictable payments. Ideal for stable, structured financing.

  • Fixed or variable rates
  • Terms from 1-10 years
  • Predictable payments

Not sure which option is right for you?

Check Your Eligibility

GOOGLE REVIEWS

What Our Clients Say

Real businesses sharing their experiences with Nexus Finance

4.9 out of 5 based on 45+ reviews
Happy business owner reviewing Nexus Finance
Nexus Finance client success
Business funding success with Nexus Finance

"I was honestly skeptical at first about getting approved, but the team at Nexus Finance made everything so simple. They walked me through the process step by step, and I had the funds in my account within 3 days. Used it to finally upgrade our kitchen equipment and business has been booming ever since!"

Confident and smiling businesswoman stands with laptop in doorway of brightly lit cafe, looking at camera. Female showing efficiency of internet technology, managing small business and telecommuting

Maria Rodriguez

Restaurant Owner, Toronto

"After being turned down by two banks, I didn't think I had any options left. Found Nexus Finance through a friend's recommendation and they actually took the time to understand my business. My credit wasn't perfect, but they worked with me. Can't thank them enough for believing in my vision."

Portrait of a smiling and successful young Asian businessman and director sitting in a suit at his desk and looking confidently at the camera.

James Chen

Construction Company Owner, Vancouver

"The whole application took maybe 10 minutes online. I was expecting tons of paperwork and headaches, but it was surprisingly straightforward. Had a real person call me back the same day to go over everything. The repayment structure actually makes sense for my cash flow. Really happy I found them."

Portrait of senior director with hardhat standing in metal factory production hall.

Sarah Thompson

Retail Store Owner, Montreal

"Been in business for 15 years and thought I knew all my options. Nexus Finance offered terms that actually worked better than my existing bank relationship. No hidden fees, no surprises. Just honest, transparent funding when I needed to expand. Would definitely use them again."

Confident young male mechanic standing arms crossed against white background

David Patel

Auto Repair Shop Owner, Calgary

Small business owner in North America
$15K+
Min Revenue
1+ yr
In Business
All
Credit Types

WHO WE FUND

Funding for Small Businesses Across Canada

We specialize in providing fast, flexible funding to small businesses in a wide range of industries. Whether you're facing a temporary cash flow gap or planning for growth, we're here to help.

Industries We Serve:

Restaurants & Cafes
Retail Stores
Trucking & Logistics
Contractors
Salons & Spas
Ecommerce

Basic Qualification Criteria:

  • $15,000+ in monthly revenue

    Consistent sales volume required

  • 1+ year in business

    Established track record preferred

  • All credit types considered

    Bad credit or challenged credit OK

  • Past advances OK

    We can often stack or consolidate existing advances

FAQ

Frequently Asked Questions

Everything you need to know about our funding products and funding process

Still have questions?

Contact Our Team

Lightning-Fast Funding Process

Experience the speed that sets us apart

≤ 2
Hours
To Respond
≤ 24
Hours
For Approval
≤ 48
Hours
Funds Deposited
≤ 2
Hours
To Respond
≤ 24
Hours
For Approval
≤ 48
Hours
Funds Deposited
≤ 2
Hours
To Respond
≤ 24
Hours
For Approval
≤ 48
Hours
Funds Deposited

APPLY NOW

Get Your Funding Application Started

Fill out the form and one of our funding specialists will review your application and reach out within 24-48 hours. There's no obligation, and your information is kept confidential.

What Happens Next?

1

Application Review

We review your submission within 24 hours

2

Funding Options

Receive customized offers with transparent terms

3

Fast Funding

Get funds deposited in 2-5 business days

Secure Application
Confidential
Fast Response
Nexus Finance application process