Banks make you wait 2-3 months, demand 750+ credit scores, and require collateral. Nexus connects you to a full funding panel with offers in 24 hours — no hoops to jump through.
Banks move slow and demand everything. Nexus moves fast and works with what you have.
Funded in 24–48 Hours
Money hits your account fast. No delays.
2–3 Months
Bureaucracy, committees, endless paperwork.
500+ Credit Score Accepted
We work with real businesses, not just perfect credit.
750+ Required
If your score isn't near perfect, don't bother applying.
No Collateral Required
Unsecured funding options. Your assets stay yours.
Collateral Required
Put your home, equipment, or assets on the line.
Just 1 Application
One form. The whole funding panel works for you.
Stacks of Paperwork
Business plans, tax returns, projections, and more.
Dedicated Advisor
One person who knows your file inside and out.
Anonymous Committees
Your file passes through departments you'll never meet.
No Credit Score Impact
Soft check only. Your score stays exactly where it is.
Hard Credit Pull
A hard inquiry dings your score before you even get an answer.
English & Français
Full bilingual service from application to funding.
Varies by Branch
French service is hit or miss depending on who's working.
In-House & Panel Funding
Lenders compete. You get the best offer available.
One Bank's Products Only
If their rate isn't competitive, too bad. No alternatives.
Here's what your timeline looks like with Nexus compared to a traditional bank.
2–3 months of bureaucracy
Business plans, 2-3 years of tax returns, financial projections, personal statements. Weeks of prep work.
Schedule an appointment. Present your case. Wait for them to decide if your file is worth pushing forward.
Your file goes to a committee you never meet. They scrutinize every detail. Hard credit pull dings your score.
They ask what you're putting up. House, equipment, personal guarantee. More paperwork. More waiting.
After 2-3 months, you get one offer. One rate. Take it or start over somewhere else.
75% of small business applications at big banks get denied.
You could waste months for nothing.
Funded in days
Basic info about your business. No business plan. No tax returns. Takes minutes, not weeks.
Your application goes to our entire funding panel. Multiple lenders compete for your business.
Your dedicated advisor presents every offer. We explain rates, terms, and help you compare, in English or French.
Choose the best offer. Funds in your account within 24-48 hours. No collateral. No committees. No nonsense.
99% approval rate. No collateral. No committees.
No 750 credit score requirement. Just funding, fast.
Banks deny 3 out of 4 small business applications. Nexus has a 99% approval rate. One application puts you in front of our entire funding panel. Offers within 24 hours. Funded in 24-48 hours. No collateral. No bureaucracy.
No credit score impact. No collateral required. Bilingual service.